As a resident of The Netherlands you can apply for a personal OV - Chipcard . This is only applicable if you are living in the Netherlands and have a Dutch bank account and address. In order to get one of these cards you need to fill out an application form . If you are not computer savvy then I guess you will not be reading this - but in any case you can go to the station desk and ask for the application form. Once you have filled it in (and you have a photograph) they can help fill in the online details for you. For this pleasure they will charge you an extra €3 as well as the cost of the personal card €7.50.   Remember that the personal OV-Chipcard these cards can ONLY be used by the person listed on the card (name and picture and DOB are on the card). If you lose your card and report it within 24 hours you can apply for a refund for the credit on your card. You can sync your personal chip card it to your back account so you never have to worry about running low on funds w